Philippine Veterans Bank
Auto Loan

Auto Loan

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Drive Closer to What's Next

Whether it's your first car, a family vehicle, or a practical upgrade, get financing designed to make vehicle ownership more accessible and manageable.

Why Choose Veterans Bank Auto Loan?

Enjoy a simpler way to finance your vehicle with competitive rates, flexible terms, and a convenient application process.
Fast Approval

Fast Approval

  • Fast Approval — Get your application reviewed quickly through a simple and efficient process.
  • Competitive Interest Rates — Enjoy affordable rates designed to help you manage your financing with ease.
  • Flexible Repayment Options — Choose a repayment term that suits your budget and financial goals.

How to apply?

Two easy ways to get started. Pick whatever works best for you.

Via Email

Apply for an Auto Loan in just a few steps.

Download and complete the Veterans Bank Auto Loan Application Form.

Send your signed application form and required documents to clgautoloans@veteransbank.com.ph.

If approved, our Account Officer will contact you with the next steps.

Via Veterans Bank Branch

Prefer to apply in person? Visit any Veterans Bank branch.

Complete the Veterans Bank Auto Loan Application Form.

Submit the application form together with the required documents.

Our team will assist you throughout the application process.

Auto Loan at a Glance

See the key loan details, from minimum amount and downpayment to available payment terms.

Minimum Loan Amount

₱300,000

Financing starts at ₱300,000.

Minimum Downpayment

20%

Minimum downpayment based on the vehicle price.

Maximum Loan Term

Up to 60 months

For qualified four-wheel motor vehicles.

Rates and features are indicative and may change without prior notice, subject to Bangko Sentral ng Pilipinas regulations. Please confirm current terms with your servicing branch.

Application Requirements

Prepare the required documents based on your employment or business type to help ensure a smooth auto loan application process.
APPLICANT TYPEREQUIREMENTS
Employed
  • Latest Certificate of Employment with compensation details
Self-Employed
  • Latest Income Tax Return (ITR)
  • Latest Audited Financial Statements (AFS)
  • Latest 3 months Bank Statements
Sole Proprietorship
  • Latest Audited Financial Statements
  • Copy of DTI Certificate of Registration
  • Latest 3 months Bank Statements
Partnership, Corporation, or One Person Corporation
  • SEC Certificate of Registration
  • Articles of Incorporation or Articles of Partnership
  • Corporate By-Laws
  • Board Resolution or Secretary's Certificate
  • Latest 3 years Income Tax Returns (ITR) and Audited Financial Statements (AFS)
  • Latest 3 months Bank Statements
  • Latest SEC General Information Sheet (GIS) or Appointment of Officers

Minimum loanable amount is ₱300,000. Terms shown are indicative and subject to credit approval and Bangko Sentral ng Pilipinas regulations. Please confirm current terms with your servicing branch.

Loan Calculator

See what your estimated monthly payment could look like before you apply, based on your vehicle price, down payment, loan term, and applicable Auto Loan rates.
TERM (MONTHS)GEY RATE (P.A.)
12 months10.68% p.a.
18 months9.73% p.a.
24 months10.12% p.a.
36 months9.83% p.a.
48 months10.06% p.a.
60 months10.13% p.a.

Calculate your amortization

Estimated Monthly Amortization

₱0.00

Disclaimer: Disclaimer: All figures shown are indicative only. Actual values may vary and are subject to final validation and approval.

PVB Heroes PANALOANS — waived fees

Borrowers who successfully avail of a PVB Auto Loan enjoy waived fees based on their approved loan amount, under the PVB Heroes PANALOANS promo.
APPROVED LOAN AMOUNTMAXIMUM WAIVED FEESWHAT'S WAIVED
₱850,000 – ₱1,999,999Up to ₱25,000Applicable bank fees & charges
₱2,000,000 – ₱3,999,999Up to ₱40,000Applicable bank fees & charges
₱4,000,000 – ₱5,999,999Up to ₱55,000Applicable bank fees & charges

Promo period: December 23, 2025 to April 30, 2026, extended until October 29, 2026. Waived fees are applied automatically upon loan booking, subject to the promo's terms and conditions. Per DTI Fair Trade Permit No. FTEB-245364 Series of 2025.

Qualifications & requirements

For Individuals

For Individuals

Filipino citizens aged 21–65 with a stable source of income.

For Businesses

For Businesses

Registered business entities with profitable operations and filed tax returns.

How to apply: Get behind the wheel in a few simple steps
1

Complete the application form

Fill out the Veterans Bank Auto Loan Application Form.

2

Submit requirements

Submit the application form together with the required documents.

3

Get approved and take the wheel

Receive approval and financing for your vehicle.

Downloadable forms

Download and accomplish these forms before your branch visit. All files are in PDF format.

Failed to load files.

Frequently asked questions

Find answers to common questions about our auto loans.

The minimum loanable amount is ₱300,000.

Up to 60 months for qualified four-wheel motor vehicles.

Yes, a minimum downpayment of 20% based on the vehicle price applies.

Yes, you can apply via email by sending your completed application form to clgautoloans@veteransbank.com.ph.

Terms & conditions

Auto loans are subject to the Bank's credit evaluation, KYC, and account-opening requirements. The Bank reserves the right to approve or decline any application.

Loans start at ₱300,000 with terms up to 60 months, subject to credit approval.

A representative schedule of fees is available at any PVB branch.

PVB Heroes PANALOANS promo waives applicable fees based on approved loan amount, per the promo's terms and conditions.

Your personal data is handled in accordance with the Data Privacy Act.

Drive Closer to What's Next

Drive Closer to What's Next

Visit a Veterans Bank branch near you and discover auto loan solutions designed around your needs and goals.